SEPA Instant and ISO 20022
Is Your Institution Ready for 2025?
Expert Guidance for Fintech Compliance and Growth
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The European financial sector is undergoing significant changes, with developments like instant payments and regulations such as ISO 20022 now playing a pivotal role in achieving success.
Keeping up with these changes is crucial to mitigate risks, avoid penalties, and seize new opportunities for growth.
Our services provide the specialized knowledge and strategic support needed to navigate these challenges, offering customized solutions designed to meet your unique needs.​
SEPA Instant Payments
Achieve compliance effortlessly, discover growth opportunities, and secure the ideal partnerships.
ISO 20022 Optimization
Maximize the potential of ISO 20022 to optimize operations, enhance analytics, uncover new revenue streams, and enhance fraud prevention measures.
Open Banking Integration
Integrate seamlessly with banks and payment networks through compliant API strategies.
Treasury Transformation
Implement digital-first approaches to treasury operations aligned with ECB guidelines.
Payments Modernization
Stay ahead by future-proofing your business, enhancing efficiency and fostering a culture of innovation.
Cross-Border Payments
Develop strategies for real-time cross-border transactions that comply with the latest ECB and EBA regulations. Discover and utilise ISO 20022.
Strategic Bank Partnerships
Build strong relationships to access key infrastructure and find the most suitable correspondent account partners.
Key Benefits
Reduced risk & costs
Accelerated time-to-market
Enhanced customer experiences
Increased agility & scalability
New correspondent possibilities
Meet Your Guides
Marcia Klingensmith
CEO & Founder of FinTech Consulting
Marcia Klingensmith, known globally as the “Instant Payments Maven”, has a passion for payments modernization and over 20 years of experience bringing innovative products and services to market at Fortune 500 companies like Bank of America, Wells Fargo, Visa, LexisNexis Risk Solutions, and FIS Global.
Marcia is a recognized expert in instant payments, payments modernization, and ISO 20022 strategies. She helps financial institutions and fintechs navigate the evolving world of payments through strategy workshops, process reviews, and sales enablement, integrating AI capabilities to optimize processes and drive innovation. Her expertise spans banking transformation, cross-border transactions, and the future of money. Marcia helps clients achieve tangible results, driving revenue growth and operational efficiency in the evolving payments landscape.
Viktoria Soltesz
CEO & Founder of PSP Angels
Viktoria has over 20 years of expertise in payments and banking and is a recognized for managing complex and challenging cases.
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She is the founder of PSP Angels, an independent consultancy specializing in strategies, and the creator of the Soltesz Payment Framework, a model utilized by international companies to optimize their payment and banking operations. She also established the Soltesz Institute, advancing education and professional standards globally. Additionally, Viktoria runs an accounting and tax consulting firm, supporting international structures.
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As an author, Viktoria has shared her extensive knowledge in her book Moving Money: How Banks Think, which became an Amazon bestseller.
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WHY
CHOOSE US
01
Deep Expertise
Our deep expertise ensures your payment and banking strategies are backed by decades of experience in payments and banking.
02
Strategic Focus
We prioritize a strategic focus, tailoring solutions to align with your business goals and long-term growth.
03
Simplified Solutions
​Our simplified solutions cut through complexities, making payment and banking operations seamless and efficient.
04
Compliance Assurance
With compliance assurance, we help safeguard your business from risks and regulatory pitfalls.
Your trusted professional guides
Unique Approach
Research Planning
Consulting
Execution
Focusing on results
To further support your journey, Marcia and Viktoria have hosted an in-depth webinar covering recent instant payment advancements across the EU and USA.
Watch a complimentary video:
In this webinar, Marcia and Viktoria provide expert insights into the latest instant payment advancements across the EU and USA. Discover how to leverage these developments to optimise your operations, enhance customer experiences, and unlock new revenue streams.
Watch this complimentary recording here to stay ahead of the curve.
Read our studies
