About us

PSP Angels an independent payment consultancy firm, with an unbiased and honest approach.

We believe that payment and banking affects every part of the operation and should be considered a standalone function—an essential element of the business strategy, not just a part of finance.

Expertise

We understand and know the industry well. As the leading payment consultancy firm, we are setting new standards of excellence and innovation in the banking and payment industry.

Our dedicated team of experts maintains strong relationships with various banks and payment providers worldwide, ensuring you receive the latest insights about the best possible payment and banking options on the market.

mission

Our mission is to offer the necessary guidance, unparalleled market insights, and tailored payment strategies to optimise your operation. We help you to be at the forefront of the online payment landscape, continuously identifying opportunities, mitigating risks, and delivering exceptional solutions.

vision

Our aim is to make banking and payments easy.

Our vision is to revolutionize the payment industry by simplifying the complexities and educate businesses about compliance and the rules of international banking.

The founder

Viktoria founded PSP Angels out of frustration of not having the answers to the most basic payment questions.

With over 20 years of experience, Viktoria focuses on complex cases.

She developed the Soltesz Payment Framework which is used by international companies worldwide.
She also established the Soltesz Institute, which is the leading, independent certification body for the payment and banking industry.

Viktoria is also the founding partner of a corporate advisory partnership with a focus on mergers & acquisitions, and partner of a boutique consultancy firm in Malta, which is aimed to improve the payments processing infrastructure for the iGaming industries.

Viktoria also sits on the advisory board for various payment and financial institutions.

She is a Certified Trainer and used to lecture at the University of West London and is a well known speaker in various industry conferences and summits.

She is also an author, sharing her expertise and advice in the book 'Moving Money - How Banks Think', which was on the Amazon bestseller list and can be purchased on any Amazon marketplace.

She was Awarded as the BusinessWoman of the Year 2023 and Payment Consultant of the Year 2024.

Our Team

Head of Consultancy

Hasmig Melian

Hasmig is an experienced and qualified Accountant.

Over 20 years of financial experience, from both the equity and debt markets, Hasmig leads our Consultancy Department offering strategic guidance and practical solutions.

MD of the Soltesz Institute

Dana Lihotina

Dana is our creative force.

She brings extensive experience in marketing and PR, paired with sharp logic and exceptional creative skills. She excels at generating innovative ideas and leads the Soltesz Institute with a creative and strategic approach.

Head of Operations

Anishia Lukbin

Anishia is the jewel of our operation.

Anishia handles all operations related tasks, leads our partnerships, keeps up to date with new regulatory and payment demands and helps online businesses optimise their payment processes.