About us
PSP Angels an independent payment consultancy firm, with an unbiased and honest approach.
We believe that payment and banking affects every part of the operation and should be considered a standalone function—an essential element of the business strategy, not just a part of finance.​
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Our Expertise
Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance... and more! It should be considered a standalone function—an essential element of the business strategy, not just a side part of finance.
We build strategies and scalable systems. Our unique framework successfully helped over 1000 companies globally, by supporting their overall business processes through a holistic approach to payment and banking setup.
Goals
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Our goal is to offer the necessary guidance, unparalleled market insights, and tailored payment and banking strategies to optimise your operation. We help you to be at the forefront of the latest FinTech landscape, continuously identifying opportunities, mitigating risks, and delivering exceptional solutions.
Vision
Our aim is to make banking and payments easy.
Our vision is to revolutionize the payment industry by simplifying the complexities and educate businesses about compliance and the rules of international banking.
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Our Founder
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Viktoria founded PSP Angels out of frustration of not having the answers to the most basic payment questions.
​​With over 20 years of experience, Viktoria focuses on complex cases.
She developed the Soltesz Payment Framework which is used by international companies worldwide.
She also established the Soltesz Institute, which is the leading, independent certification body for the payment and banking industry.
Viktoria is also the founding partner of a corporate advisory partnership with a focus on mergers & acquisitions, and partner of a boutique consultancy firm in Malta, which is aimed to improve the payments processing infrastructure for the iGaming industries.
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Viktoria also sits on the advisory board for various payment and financial institutions.
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She is a Certified Trainer and used to lecture at the University of West London and is a well known speaker in various industry conferences and summits.
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She is also an author, sharing her expertise and advice in the book 'Moving Money - How Banks Think', which was on the Amazon bestseller list and can be purchased on any Amazon marketplace.
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She was Awarded as the BusinessWoman of the Year 2023 and Payment Consultant of the Year 2023, 2024 and 2025.
Investment advisors are required to be licensed because their advice can have serious consequences—
bad guidance can lead to scams or significant financial losses, harming both individuals and society.
This regulation ensures that only qualified professionals provide financial advice. However, in banking and payments, anyone can claim to be an expert without the necessary qualifications, which is concerning.
The movement of money, if mishandled, can be just as harmful as poor investment advice.
Many businesses unknowingly rely on so-called "payment experts" who are actually salespeople working for banks or payment providers, prioritizing their company's interests over what is best for the client. This often results in unsuitable banking or payment solutions, leading to financial and operational risks. Just as with investment advice, there should be safeguards against unqualified or biased guidance in banking and payments.
At PSP Angels, our mission is to create a more ethical and transparent industry, ensuring only qualified professionals can give payment and banking advice to avoid financial disasters.
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